Development of Intelligent Software Models for Predictive Risk Assessment Using Advanced AI Design Principles

This review presents a comprehensive examination of intelligent software models designed for predictive risk assessment through the application of advanced artificial intelligence design principles. Predictive risk assessment has become increasingly critical across multiple domains including finance, healthcare, cybersecurity, manufacturing, and supply chain management. The integration of sophisticated AI methodologies including deep learning, ensemble methods, and neural architectures has revolutionized the capability to forecast, quantify, and mitigate risks before they materialize. This study synthesizes current literature on AI-driven risk prediction systems, analyzes their architectural foundations, evaluates design principles such as explainability, robustness, scalability, adaptability, fairness, and privacy, and identifies emerging trends and challenges. The findings indicate that successful implementation of intelligent risk assessment models requires a holistic approach combining advanced algorithms, robust data pipelines, ethical considerations, and domain-specific customization. This review provides valuable insights for researchers, practitioners, and policymakers seeking to leverage AI for enhanced risk management capabilities.